International payments for businesses that trade across borders
Pay suppliers, get paid by customers and exchange currency from one multi-currency account. Montify is an FCA-authorised Electronic Money Institution, and real people stand behind your account.
Fully remote onboarding. No branch visits.
- FCA-authorised EMIReference 901069
- 14 currenciesHold, send and receive
- Unique GB accountSort code, account number and IBAN in your company's name
- Human supportMonday to Friday, 9:00 to 18:00 UK time (GMT/BST)
Business payments under the hood
Everything your finance team needs to move money internationally, on one web platform.
Collect and make payments
Get paid and settle your costs quickly through SEPA, SWIFT, UK Faster Payments and BACS.
Multi-currency account with FX
Hold balances in 14 currencies and convert between them inside your account when you need to pay in another currency.
Why Montify for cross-border business
International payments shouldn't be the unpredictable part of running your company.
Affordable
International transfers and currency exchange that usually cost less than going through a traditional bank.
Fast
Online onboarding reviewed in 2 to 3 business days, then payments that move at the speed of each scheme.
Secure
Customer funds are safeguarded under the UK Electronic Money Regulations 2011, with bank-level security on your account.
Compliant
A licensed UK partner, authorised by the Financial Conduct Authority as an Electronic Money Institution.
Predictable
No charges beyond your agreed tariff. You see the fee for each payment before you confirm it.
Personal
Talk to people who know your business, by email or through your online account.
Payments made easy
Send and receive EU, UK and international payments from one account, without the complexity of a traditional bank.
- SEPA for euro payments across Europe
- SWIFT for international transfers worldwide
- Faster Payments and BACS for UK payments
- Montify to Montify transfers, instantly
Global is the new local, for business too
Hold the currency you need, when you need it. Your multi-currency account supports:
Built for growing international companies
We work best with SMEs and corporates, typically 50 to 250 employees, whose business regularly crosses borders.
- You pay suppliers or get paid by customers in other countries
- You trade in G10 and other major currencies
- You need to exchange currency regularly
- You need a regulated, licensed payments partner
How to open your business account
Five steps, all online. Most businesses are up and running within 3 to 5 days.
Fill in the sign-up form
General details about your company, its structure and where you do business.
Who's behind the company
Tell us about your directors and owners.
What's your business
How you earn money: what, where, how much and to whom.
We review
Usually 2 to 3 business days once we have your documents.
Let's work together
Your account is ready for international payments.
Ready to start climbing?
Open your business account online, or talk to our team about your payment flows first.